One day in three ways: New York


It's still possible to visit Manhattan without causing your own financial crisis. Start with eggs and coffee at the charismatic Tom's Restaurant, which featured in Seinfeld (; $6). Then meander through Central Park, which won't cost you a dime. For something edgier, jump on the Metro ($2.60), head to the Lower East Side for a Tenement Museum tour (; $26.25). Grab lunch nearby at Russ and Daughters (; $8.20). Since you're in the area, fill your evening with hip-hop at the Nuyorican Poets Cafe (; $10.50), then sup at Vanessa's Dumpling House (; $8.45). Retire to the cheerful Bowery House (; $103).

TOTAL: $165


New York does brunch better than breakfast, so save your appetite for a North American bison burger at the sublime Gramercy Terrace (; $20). Then jump in a cab for a short ride ($10.50) to the Morgan Museum, built in the astonishing private library of financier J.P. Morgan (; $19). That evening, turn your attention north, where Harlem is dishing up unexpected surprises, where you can grab a martini somewhere such as Corner Social (; $12.50), then cross the avenue for comfort food at the mega-hit Red Rooster Harlem (; mains about $28). When the music finally stops downstairs at Ginny's Supper Club, head to the Hotel Beacon (; $303).

TOTAL: $393


New York is tailored for indulgence. Start the day with a game at the uber-exclusive Vanderbilt Tennis Club, hidden in Grand Central Station (; $79-$237 an hour, depending on the time of day). Then satisfy your hunger with a long lunch in the legendary Algonquin Hotel, where many a literary star has dined at the Round Table (; $22 for a sandwich). Later that afternoon, use a town car (; $63 an hour) to reach MoMA for an after-hours private tour (; $79). Dinner is nine courses at the sensational three-Michelin-star Per Se (; $311), and your suite is at the Carlyle, grand dame of New York hotels (; $710).

TOTAL: $1264